AHMAD BASR, Amira Sofia; ZAINUDIN, Norzalina. PENGURUSAN HUTANG KAD KREDIT DALAM KALANGAN PEKERJA MUDA. Jurnal Pengguna Malaysia, [S. l.], v. 31, p. 82–90, 2024. Disponível em: https://jpmjurnal.com/jpm/article/view/126. Acesso em: 27 aug. 2026.