SWAARNA KRISHNAN; HARON, Sharifah Azizah; LAILY PAIM. A STUDY ON RETIREMENT PREPAREDNESS OF PRIVATE SECTOR EMPLOYEES. Jurnal Pengguna Malaysia, [S. l.], v. 30, p. 57–73, 2024. Disponível em: https://jpmjurnal.com/jpm/article/view/131. Acesso em: 25 oct. 2026.