KAO, Wen Tao; LAU, Jasmine Leby. CREDIT ATTITUDE, MONEY ATTITUDE AND CREDIT MISUSE AMONG UNIVERSITY STUDENTS IN CHINA . Jurnal Pengguna Malaysia, [S. l.], v. 38, n. 1, p. 164–188, 2024. Disponível em: https://jpmjurnal.com/jpm/article/view/57. Acesso em: 28 aug. 2026.