Isa, Khairunesa, Sarala Thulasi Palpanadan, Wan Hanim Nadrah Wan Muda, and Jalihah Md Shah4. 2024. “MILLENNIAL GENERATION’S PERCEPTIONS AND BEHAVIOURS OF SAVING PRACTICES: A PRELIMINARY SURVEY”. Jurnal Pengguna Malaysia 40 (1):70-84. https://jpmjurnal.com/jpm/article/view/277.