Mohd Ishak Z, Sabri MF, Abdul Rahim H, Md Yusoff IS, Magli AS. RETIREMENT SECURITY AMONG MALAYSIAN CIVIL SERVANTS: AN ASSESSMENT OF LITERACY, ATTITUDES, AND FINANCIAL PRACTICES. jpm [Internet]. 2024 Sep. 9 [cited 2026 Jun. 24];39(1):96-117. Available from: https://jpmjurnal.com/jpm/article/view/43